Author: AgentInsure

Wheat Ridge, Colorado is a growing area with more than 30,000 residents. There are a number of single family homes in the area and many people are homeowners. Winter months bring a lot of snow and this is when the most amount of recreation is available in the 80033 area.

It’s important to know if a personal injury claim can be made on homeowner’s insurance. If someone hurts themselves, it is your responsibility as the homeowner to cover any medical bills, pain and suffering, and more.

Your homeowners insurance policy may cover such issues. This means the personal injury claim will be forwarded to them to deal with and pay. Such would ensure you don’t pay out of pocket for what happens.

There are various ways for someone to hurt themselves at your home in the 80033 ZIP code. Some instances include:

– Slip on an icy sidewalk

– Fall off the roof

– Trip going downstairs

– Get into an accident after drinking at your home

– Tripping on uneven ground

– Slide on a wet floor

Whatever the situation may be, you want to be able to turn to the insurance company. To be able to do this, you need coverage that you can count on in Wheat Ridge.

Our independent agents are standing by to assist with these matters. You can ask questions about coverage options and ensure that you have a policy that you can rely on. This way, if someone does get injured at your home, you aren’t responsible for the expenses.

Call now and let our agents go to work to help you with a policy in Colorado. We can obtain quotes and get you an affordable policy that will protect you now and going forward so there’s nothing to worry about.

Denver, Colorado is considered the “Mile High” city and that is because of its altitude. There are some stunning landscapes with the mountains in the background. Throughout the metropolitan, there are many types of housing and people come from all over the globe to go skiing and enjoy the winter in the state.

When you are a homeowner, you have to know what to look out for. More importantly, you have to know where to turn when something goes wrong. A sinking foundation has been known to happen in Denver and there are reasons for this.

Some foundation problems are bigger than others. When your foundation starts to sink, it can take down your porch and other additions as well. If left untreated, it can continue to sink and cause cracks all the way up the walls and allow water to come in from the floor.

The moment you notice problems with your foundation, you will want to contact your homeowners insurance. This will ensure someone is sent out to review the problem. A solution can then be identified and if you have the coverage, the insurance company will pay a company to make the necessary repairs in Denver.

The main part to focus on is “if you have the coverage”. You need to make sure your homeowner’s insurance covers such a thing in Colorado so that if you encounter problems, it is the insurance company’s responsibility to make the repairs instead of yours.

The cost to repair can be extensive, especially if it has been going on for some time. The sooner you speak up, the sooner repairs can be made.

Call and talk to one of our independent agents today where we can help you find an insurance policy that protects your home in Denver against a sinking foundation and more.

The 80212 area in Denver, Colorado is a premier place to live. It has been voted as such by various publications for years and some of this has to do with the recreational opportunities, the high income levels, and the low obesity levels. There are countless things to see and do and restaurants and shops are abundant throughout the area.

When you own a home, you need to be sure that your homeowners insurance accounts for everything that could happen. While you know about damage and theft, do you know about a personal injury claim?

If someone injures themselves on your property, they can turn around and hold you liable. You’re the homeowner and you failed to keep your property safe. Such instances could include:

– Guests

– Contractors

– Complete strangers

Even a newspaper delivery boy can file a personal injury claim against you if he slipped on the ice of your walkway leading up to your door.

When you want to make a claim, you need to contact your homeowner’s insurance company. They will walk you through the documents you need to submit. You will also have to give a full account as to what happened.

Not all claims will be accepted. Some will be denied and this is based upon what is included in your policy. To avoid having claims denied when someone has injured themselves at your home, you want to get a homeowner’s insurance policy in Denver that protects your home to the highest level.

Our agents can help you with this task in Colorado. We are familiar with the various options within a homeowner’s policy and can go over the ones you want to add. We believe in the importance of obtaining multiple quotes for comparison, so adding a bunch of additional options is not a guarantee that your policy in Denver will be more expensive.

Colorado is a beautiful state that is known for its recreational opportunities. There are the Rocky Mountains as well as some stunning cities that offer backdrops of these. The state has a low obesity rate and a high rate of home ownership.

When you buy a home, you don’t want to encounter a sinking foundation. The porch is usually the first to go and after that, it can start to affect the actual construction of your home, too.

Is it covered?

Your homeowners insurance should cover a sinking foundation, but it’s not always guaranteed in Colorado. It all depends on the fine print of your insurance policy. Since you don’t want to spend more on your insurance than needed, it’s all about finding the right balance between premium coverage and an affordable policy.

We can help!

Our agents are familiar with homeowner’s insurance in Colorado and can help you ensure foundation problems are covered. This way, if you do experience a sinking porch or anything else, you can enjoy peace of mind knowing that the insurance company will pay for any repairs that are needed.

Quotes are Important

You need to obtain quotes for homeowner’s insurance and ensure that a sinking porch and foundation are covered. You also want to make sure that other things are covered, such as fire damage, snow storm damage, theft, and more. The quotes will help you to see what the various companies have to offer and what it will cost you. The comparisons help you make a more informed decision.

Since you want the best for your home in Colorado, it only makes sense to work with us. Our agents are some of the best around and we’re independent, which means we don’t hold allegiance towards one particular company. Contact us today for quotes.