Skip to content
Send us a Text Click to Call
AFI

3900 West 38th Avenue
Denver, CO 80212

Get Directions

Colorado Insurance Blog

Specialty Insurance – Coverage That Goes Above and Beyond

Specialty insurance covers unique items and circumstances. Learn how this type of coverage goes above and beyond to protect residential and business property owners. 

Specialty Insurance

Specialty insurance is optional insurance that can be purchased to protect structures, personal possessions, business equipment, and more. It is often purchased as an ‘add-on.’

An add-on insurance product is a type of insurance that fills in gaps that a standard home or business insurance policy doesn’t fill. Specialty insurance is an insurance product that provides distinct coverage.

A consumer’s property is typically assessed before a specialty insurance policy is prepared. The assessment is used to identify a consumer’s unique insurance needs.

Circumstances That May Require Specialty Insurance

  • Unique investment property
  • Ownership of a rare item
  • Custom designs within a home or business
  • An original business plan that requires targeted steps

Assessment

The list above highlights some standard circumstances that may require specialized insurance coverage. You may fall into one of the categories listed. You may also have a unique circumstance not included in the list.

An assessment of your residential or commercial property will help you determine which specialty add-ons you need.

It is a good idea to review all the insurance products offered through an insurance agency before you purchase an add-on type of insurance.

Contact AFI Insurance

Please consult with one of our Denver, CO representatives. An agent who is employed by AFI Insurance will schedule a consultation for you. During this meeting, you will be free to discuss the specialty insurance products that you are interested in purchasing for your home or business.

Categories

Archives

Partner Carriers

  • Agile Premium Finance
  • Allstate
  • Attune
  • BackNine
  • biBerk
  • Bristol West
  • BTIS
  • Chubb
  • CNA Commercial
  • Coterie
  • Cover Whale
  • Covr
  • Cowbell
  • Dairyland
  • Encompass
  • Falcon Insurance
  • FCF Premium Finance
  • Foremost
  • Goto Premium Finance
  • Hagerty
  • Mexipass
  • Nationwide Insurance