Denver, CO business owners who run an unusual and/or high-risk business will likely find that a regular insurance policy doesn’t provide enough coverage. Thankfully, there are many specialty insurance coverage options to ensure you’re fully covered should an unfortunate incident occur.
Errors and Omissions Insurance
An E&O policy covers incidents in which customers suffer harm or a financial setback due to mistakes made by one or more of your employees. Errors and Omissions insurance typically covers legal costs and the cost of paying a settlement or judgment against your company.
Directors and Officers Liability Insurance
This specialized form of coverage is for business owners and managers who are concerned they may be held legally liable for corporate decisions they make (or fail to make). For instance, gun dealers and gun shop owners may want to consider this policy option seriously.
Cyber Insurance
Cybercrime is becoming increasingly commonplace, affecting businesses of all sizes and in all industries. Cyber insurance can help you cover the cost of paying a ransom, repairing or replacing IT hardware/software, and legal costs that may arise if personal information is breached and affected parties take you to court. This type of coverage is highly recommended if your company stores a lot of personal information on a computer.
Emergency Rescue Coverage
This type of coverage is ideal for companies offering outdoor adventure opportunities in remote areas, as it can cover the cost of a rescue should customers need immediate emergency assistance.
Contact AFI Insurance for More Information
AFI Insurance offers a range of specialized insurance policies to business owners in and around Denver, CO. Call us to find out more about your options, review specific insurance policies, or get price quotes.
