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Colorado Insurance Blog

Tips to prepare your house for a storm

As the summer storm season approaches here in the Denver, CO area, it’s important to take proactive steps to ensure your home is prepared for whatever Mother Nature has in store.

Here are five tips from us at AFI Insurance that can help you get ready to face a storm:

  • Inspect Your Roof and Gutters: Make sure your roof is in good condition, and check the gutters for any blockages or debris that could cause problems during the storm.
  • Trim Trees and Remove Debris: Before the storm arrives, trim any trees near your home that could become uprooted and remove any debris around your property that could become dangerous in high winds. 
  • Take Inventory of Valuables: Make a list of all valuable items in your home so you know what needs to be covered or moved into sheltered areas before the storm hits. 
  • Prepare an Emergency Kit: Create an emergency kit filled with water, food, medical supplies, flashlights, batteries, a first aid kit, and other essentials so you’re prepared if the power goes out or access to stores becomes limited after the storm passes through. 
  • Secure Outdoor Furniture: Make sure all outdoor furniture is securely fastened down and bring anything inside that has the potential to become airborne during strong winds or heavy rains. 

By taking these precautionary steps now, you can help protect yourself and your home this summer storm season!

For more tips or to explore a homeowners policy, call us at AFI Insurance today. We proudly serve the Denver, CO area and would be happy to help you find a policy that meets your needs and budget.

Auto Insurance for Electric Cars: What to Consider

The increasing popularity of electric cars has led to a growing need for specialized auto insurance. As a trusted provider of insurance solutions in Denver, CO, AFI Insurance is here to help you understand the key aspects of auto insurance for electric cars and what factors to consider when choosing the right policy.

Electric vehicles (EVs) have unique features, such as advanced technology and high-capacity battery systems, which can impact insurance costs. Understanding the factors that influence EV insurance premiums is essential before deciding. These factors include the vehicle’s make and model, repair costs, and safety features.

Electric cars often have higher repair costs than conventional vehicles due to their specialized parts and technology. As a result, insurers may charge higher premiums for EVs. However, electric cars are known for their safety and eco-friendly features, which can help offset the increased cost. For instance, EVs with advanced driver-assistance systems or superior crash test ratings may qualify for discounts on insurance premiums.

When choosing auto insurance for your electric car, it’s crucial to consider the specific coverage options that cater to EVs. AFI Insurance offers customized policies tailored to your unique needs, providing the necessary protection for your electric vehicle. Talk to one of our knowledgeable agents to determine the right coverage and discounts applicable to your EV.

As the electric car market continues to evolve, it’s vital to understand the distinct characteristics of EVs and how they impact insurance costs. AFI Insurance, serving Denver, CO, is committed to helping you navigate the world of auto insurance for electric cars. Please get in touch with us for more information or assistance with your auto insurance needs.

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