June, 2019 | Blog | AFI Insurance

The sun, the heat- there’s no question that summer is well on it’s way. You might be thinking about installing an in-ground pool in the backyard of your Denver, CO home. At AFI Insurance, we want Denver residents to consider a few things before installing a pool.

– If you decide to install a pool, be sure to take safety precautions. A fence around the pool with a latched gate is important for keeping kids safe. Even if you don’t have kids (or they’re grown and out of the house), little ones have a way of making their way to open pools to swim. Talk with your fencing company about your options- some people choose to have their entire property enclosed with a fence, while others choose to only have the fence go around the pool.

– Consider your municipal code. Some municipalities have specific safety requirements that you’ll need to consider before having a pool installed. The last thing you want is to get hit with hefty fines and have to make modifications because your pool isn’t up to code.

– Talk with your insurance agent about the changes that installing a pool will mean for your homeowner’s insurance policy. Adding a pool to your policy can be a little bit tricky, as a pool can greatly increase the overall value of your property.

At AFI Insurance, serving Denver, CO, we’re here to help you get the home insurance coverage that you need. Call us or stop into our office to talk with an agent about creating a policy that makes sense for you and your home.

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The type of car you have will affect your insurance rates. Generally speaking, cheaper cars cost less to insure, and more expensive cars cost more. Expensive cars cost more to repair, and high-performance cars are more likely to be involved in an accident, which is part of the overall formula for determining insurance rates. AFI Insurance, serving Denver, CO is here to help you find the right insurance for your situation, and can even help you find a car that will cost less to insure.

The Honda Odyssey is the cheapest vehicle for insurance and is a relatively low-cost family type vehicle. The Odyssey is a minivan, and they have the lowest insurance rates. The most expensive car for insurance is the Nissan GT-R, a hot sports car that sells for just over $100,000. The difference between these two vehicles insurance costs is about $2,000 per year.

On the high end of the spectrum, the Mercedes Maybach is the second most expensive. Mercedes-Benz takes five of the top 10 spots, and BMW takes three. The Porsche Panamera is the only other vehicle in the top 10. Luxury and performance are part of the reason.

At the lower end are family type cars like SUV’s or minivans. The Kia Forte, Nissan Versa, and Audi A4 are among the cheapest. Mercedes-Benz also has one at the lower end of insurance costs, which is the C-Class four-door. At the lower end prices are lower and repairs cost less.

Call of visit AFI Insurance, which serves the Denver, CO area today to learn more about your insurance options, and to find the best policy for you. Regardless of the type of car you end up with, we will help you find the best insurance and make sure you have the coverage you need.